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	<title>Credit Empowerment</title>
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	<link>http://creditempowerment.com/main</link>
	<description>Credit Score Education and Coaching</description>
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		<title>Rebounding from Bankruptcy or Foreclosure</title>
		<link>http://creditempowerment.com/main/?p=37</link>
		<comments>http://creditempowerment.com/main/?p=37#comments</comments>
		<pubDate>Thu, 05 Feb 2009 19:07:30 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[foreclosure]]></category>

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		<description><![CDATA[Most people would agree that the presence of a bankruptcy or foreclosure on your credit file can have a serious negative effect. Where do you go and what do you do once the damage has been done? There is so much misleading information available about credit and credit scores on the Internet, from coworkers, from [...]]]></description>
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		<title>Preventing ID Theft</title>
		<link>http://creditempowerment.com/main/?p=34</link>
		<comments>http://creditempowerment.com/main/?p=34#comments</comments>
		<pubDate>Thu, 29 Jan 2009 18:48:33 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[identity theft]]></category>

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		<description><![CDATA[An estimated 10 million people each year are victims of identity theft and that number is steadily rising. Follow these simple steps to ensure that you are well-protected against any thief who would try to steal your personal information.


Shred any and all documents which contain any sort of personal information with a cross cutting paper [...]]]></description>
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		<title>Tips for Students</title>
		<link>http://creditempowerment.com/main/?p=32</link>
		<comments>http://creditempowerment.com/main/?p=32#comments</comments>
		<pubDate>Thu, 22 Jan 2009 18:44:46 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[student]]></category>

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		<description><![CDATA[It can be hard starting out and not knowing exactly what you need to do to have a good credit file. Terms like credit report, credit score, APR, and finance charges can seem foreign and hard to understand. It can seem as if no one really knows how things exactly work in the credit world. [...]]]></description>
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		<title>What&#8217;s Considered In My FICO Credit Score?</title>
		<link>http://creditempowerment.com/main/?p=23</link>
		<comments>http://creditempowerment.com/main/?p=23#comments</comments>
		<pubDate>Thu, 15 Jan 2009 18:08:05 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>

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		<description><![CDATA[There are many factors considered in your FICO scores. Many people incorrectly believe having no negative information means you&#8217;ll have a good credit score. That&#8217;s not the case at all! As a matter of fact, negative information only affects about 35% of your credit scores. Other factors considered are things such as your shopping for [...]]]></description>
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		<title>Credit Basics</title>
		<link>http://creditempowerment.com/main/?p=20</link>
		<comments>http://creditempowerment.com/main/?p=20#comments</comments>
		<pubDate>Thu, 08 Jan 2009 17:48:07 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
				<category><![CDATA[Advice]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fair Isaac]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[TransUnion]]></category>

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		<description><![CDATA[Having a good credit score starts with understanding how the credit industry works.  There are many players in the credit game who all have a stake in collecting or using your information. Here we&#8217;ll start by laying out the basic foundations of all credit knowledge.

Credit Reporting Agencies
Three major private companies known as &#8220;consumer reporting agencies&#8221;, [...]]]></description>
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		<title>The NEW Credit Empowerment</title>
		<link>http://creditempowerment.com/main/?p=1</link>
		<comments>http://creditempowerment.com/main/?p=1#comments</comments>
		<pubDate>Thu, 01 Jan 2009 12:22:08 +0000</pubDate>
		<dc:creator>Josh</dc:creator>
				<category><![CDATA[News and Events]]></category>

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		<description><![CDATA[We&#8217;re proud to announce exciting changes on the way for Credit Empowerment! While we&#8217;ll still be offering our popular ebook and toolkit and featuring services from the coaches at CMAC: the credit score professionals,  our focus will shift to delivering the highest quality of online credit content and resources.
Exploring credit, money, saving, earning, investing, and [...]]]></description>
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